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Healthcare

I recognize the current need to protect preexisting conditions as part and parcel of all health insurance plans and should remain so. But there are other areas in which we need to get to work! We need to alleviate price controls on hospitals and doctors that do nothing, except drive prices up and open up the insurance market nationwide to increase competition and reduce pricing. Below I cover the three main areas of healthcare I plan to address.

 

Preexisting Conditions

 

Current Federal Affordable Care Act laws protect preexisting conditions as part and parcel of all health insurance plans and should remain so.

 

Open Transparent Pricing

 

Hospitals, doctors, drug companies, insurance companies and third party administrators are locked into an evil cabal of price controls that do nothing but go up. In the same hospital for the same procedures and medical care there could be twenty or thirty different prices. The patient cannot see these ‘double-secret-handshake’ price lists because they are negotiated in secret with outside payers. All pricing must become open, published and transparent so the consumer can see what they are paying for and shop around for the best prices for the best services.

Interstate Insurance Competition

 

In the current health care insurance system, each state licenses and regulates its own insurance industry exclusive to that state. There is no open and competitive health care insurance sales between states across state lines. An extreme example of this can be found in Alabama where over 90% of all individual health care insurance policies are sold by only one company. If insurance companies were allowed to sell across state lines prices would fall for all policies.